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Consumer Credit Counseling

Credit counseling and debt counseling are more or less the same thing. The only difference is how you look at it. In debt counseling, you look to repay your debt; in credit counseling you look to rebuild your credit. Both credit and debt counseling involve the same actions: consolidating your debt and teaching you valuable financial skills.

Credit counseling will allow you to pay almost any debt, often in less than five years. If you negotiate on your own, odds are your creditors will not drop their rates no matter how you beg. A credit counselor who knows your rights and the laws that grant them is another story. Your average credit card has an APR of 16.9%, a credit counselor can get your interest rates down to a single digit. To see how we can help serve your credit counseling needs, click here for a free debt repair evaluation.